Low Mortgage Rates

I am so tired of hearing about low mortgage rates and no follow up as to the fact that because of the inability of those who are upside down to refinance, they can't take advantage. It is impossible for the correct people, those who have done things right, to capitalize on the low rates; thus it is a complete misconception that rates are low. If people were able to take advantage, the rates would be up and everyone would be making money. It is about time the Government, those who screwed up Freddie/Fannie, figured that out.

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